INFORMATION FOR
We are excited to partner with your organization to deliver powerful education experiences for high schools and community colleges.
Are you interested in taking a visit to Cotsakos College of Business for a guest lecture or having a FLEX representative come to your school for a workshop? A Flex Associate can provide workshops which address NJ Student Learning Standards – Standard 9.1 Personal Financial Literacy.
Sample workshops are listed below. If you are interested in having a team come to your school, please complete the form below and FLEX representative will contact you. There is generally no cost for field visits.
1. Banking Basics
Time: 45 minutes Format: Lecture or Hands-On
Description: Covers how to open a bank account (ID, SSN, opening deposit, online vs. in-person) and the difference between checking and savings accounts. Students learn what each account is for, how interest and fees work, and how to use both together.
2. Financing College & Loans
Time: 60 minutes Format: Lecture or Hands-On
Description: Explains federal vs. private loans, and subsidized (lower interest, government covers interest in school) vs. unsubsidized (higher interest, accrues immediately). Discusses when borrowing for college makes sense and when it does not, why and different loan institutions involved, PSLF plans and College planning strategies
3. Financing a Car: Is It a Good Decision?
Description: Looks at whether a student should finance a car at all, what a good auto loan rate looks like, and what happens if monthly payments are missed (late fees, credit damage, repossession).
4. Emergency Funds
Time: 40 minutes Format: Lecture or Hands-On
Description: What is an emergency fund and why it is important. Answers whether college students need an emergency fund, what the ideal amount is, and how to start building one with small, automatic steps.
5. Credit Cards & Credit Score
Description: Discusses whether a student should consider a credit card, why credit matters, what makes up a credit score, and which cards suit college students (student and secured cards). Different cards you can get with no credit and in what situation is more appropriate to use.
6. Working and Studying
Description: Explores the importance of working during school and the kinds of jobs that fit a student's schedule (on-campus, flexible, career-related), and how to balance work, income, and grades. Statistics in students’ performance between college students that work and others that just go to school.
7. Investing
Description: Introduces whether students should invest, how to choose a brokerage, which fees to watch, the risks involved, a sensible first investment, how much to start with, and how compound interest works.
8. Social Media & Money
Description: Separates reality from social media financial advice, with attention to trading and investing hype, scams, and Ponzi schemes and how to spot their warning signs.
9. Sports Betting / Trading / Investing
Description: Examines whether sports betting is good or bad, whether it is profitable, and the risk of gambling addiction, including where to find help. Is it an investment or is an entertainment?
10. Saving: High-Yield Accounts, 401(k)s, IRAs
Time: 50 minutes Format: Lecture or Hands-On
Description: Explains what a high-yield savings account is and how Roth and Traditional IRAs work, including how contributions and withdrawals are taxed, and which may fit a student.
11. Taxes
Description: Covers whether students should file, how to file, the best way to file, filing deadlines, and the documents required (W-2, 1099, 1098-T, ID, bank info).
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WP and CCOB offer high school students opportunities to earn college credits during Fall, Spring and Summer semesters.
Date(s): All Semesters
This five‑week summer program introduces college students to the financial planning profession through classroom instruction, structured apprenticeships/externships, and a work-based learning stipend for every participant.
AFP is designed to:
Cost: Full Scholarships + Stipends available
Date(s): Summer 2027
Financial Planning Academy (FPA) - Sponsored by the Charles Schwab Foundation-Financial Planning Academy (FPA) is a week long summer program developed by Texas Tech University and funded by Charles Schwab Foundation. The program that offers rising high school sophomores, juniors, and seniors' education, and training in the core areas of personal financial management. The week will include working in small teams on a financial planning case study, developing a financial plan, and participating in other competitions for scholarships and prizes. In addition to promoting financial literacy among America's youth, the camp will provide insight into the Registered Investment Advisory (RIA) industry and show students the value of financial planning as a profession.
This camp is for high school students interested in pursuing a career in business or financial planning. Participants must be entering their freshmen, sophomore, junior, or senior year in high school.
Apply Now
Cost: $150 all inclusive
