Retirement Procedures and Information

Retirement is a big step. Start by navigating to your Mandatory Retirement Plan section below and look for the informational guides.

Public Employees' Retirement System (PERS) and Police and Firemen's Retirement System (PFRS)

Ready to retire and not sure where to start?

View our informational guide first to learn what steps to take 90 days, 60 days and 30 days before your retirement: PERS Retirement Process Informational guide

Retirement Information 

• Online Guide to Retirement
• Member Benefits Online System (MBOS) Registration (Online retirement application)
• Video Library (the NJDPB offers short videos on a variety of topics related to the health and pension plans)
• PERS Membership and Retirement Tier Chart (PDF)
• PFRS Membership and Retirement Tier Chart (PDF) 
• Access information regarding changing your address, taxation of retirement benefits, and enrolling in direct deposit 
• Certificate of Group Life Coverage (PERS)
• Certificate of Group Life Coverage (PFRS)

Fact Sheets

The NJ Division of Pensions and Benefits provides several Fact Sheets related to all aspects of the retirement process

• Fact Sheet #4, Applying for Retirement (PERS)
• Fact Sheet #5, Pension Options (PERS)  
• Fact Sheet #6, Your Retirement Checklist 
• Fact Sheet #11, Enrolling in Health Benefits Coverage When You Retire
• Fact Sheet #12, Taxation of Retirement Benefits
• Fact Sheet #13, Conversion of Group Life Insurance
• Fact Sheet #19, Retirement - How to Apply (PFRS)
• Fact Sheet #23, Health Benefit Programs and Medicare Parts A & B for Retirees
• Fact Sheet #73, Retiree Dental Plans
• Fact Sheet #86, Employment After Retirement Restrictions
• Additional Fact Sheets can be found on the Division of Pension and Benefits website

Alternate Benefit Program (ABP)

Ready to retire and not sure where to start?

As a first step, view our informational guide first to learn what steps to take 90 days, 60 days and 30 days before your retirement: ABP Retirement Process Informational guide

Retirement Information

• Complete the ABP Retirement Application
• Access information regarding changing your address, taxation of retirement benefits, and enrolling in direct deposit 
• Review the Certificate of Group Life Insurance

Fact Sheets

The NJ Division of Pensions and Benefits provides several Fact Sheets related to all aspects of the retirement process

• Fact Sheet #11, Enrolling in Health Benefits Coverage When You Retire
• Fact Sheet #12, Taxation of Retirement Benefits
• Fact Sheet #13, Conversion of Group Life Insurance
• Fact Sheet #23, Health Benefit Programs and Medicare Parts A & B for Retirees
• Fact Sheet #38, Alternate Benefit Program
• Fact Sheet #73, Retiree Dental Plans

Additional Resources and Useful links

In addition to the above, please also visit the Mandatory Retirement Pension Plans (wpunj.edu) page. At the bottom of this page you will find:

Useful Links to Social Security webinars, health benefits cost at retirement, guides to understanding Medicare and Social Security, and Member Benefits Online System (MBOS) registration and login information.