Overview The course will provide a rigorous and hands-on exposure to the world of commercial credit as practiced in commercial banking. This will involve both a macro overview of the issue of bank credit and a hands-on learning of how to analyze, evaluate and understand a borrower’s (commercial) credit needs and how the bank could meet those needs. Topics Overview of Bank Credit Department and Process 5 C’s of credit Types of bank loan documents Types of credit facilities offered by banks Overview of analyzing financial statements Overview of financial ratios used in analysis Overview of reviewing a loan request package Types of collateral Collateral advance rates Date/Time *A light lunch will be served. Instructor Kenneth J. Farrell, Vice PresidentProvident Bank Contact Peter Caiazzo, CFA
