In accordance with New Jersey law, all non-international full-time students and all international full and part-time students are mandated to have health insurance.  For health insurance purposes, full time is defined as an undergraduate taking 12 or more credit hours or a graduate student taking 9 or more credits and Biology/Biotechnology graduate students taking 8 or more credit hours. Therefore, if you are enrolled as a full-time student as defined above, you will automatically be billed for health insurance when you registered for classes for either the Fall 2011, Spring 2012 or Summer 2012 terms. 

Fall 2011

The annual Health Insurance fee for the academic year if you are full-time and enrolled in the Fall 2011 semester is $715 for undergraduate students and $1,033 for graduate students.  The coverage under the policy is effective August 15, 2011 through August 14, 2012. 

Spring 2012

The half-year Health Insurance fee for the Spring 2012 semester will be billed to all new incoming full-time students and students who were part-time for the Fall 2011 semester and now full-time for the Spring 2012 semester.  The insurance fee is $443 for undergraduate students and $640 for graduate students.  The coverage under the policy is effective January 1, 2012 through August 14, 2012. 

Summer 2012

The Health Insurance fee for the 2012 Summer Session will be billed to all new incoming full-time students and students who were part-time for the Fall 2011 semester and/or Spring 2012 semester and now full-time for the Summer Session.  The insurance fee is $208 for undergraduate students and $300 for graduate students.  The coverage under the policy is effective May 1, 2012 through August 14, 2012. 

New Enrollment/Waiver process for 2011-2012

Students are required to either enroll in the plan or to waive the insurance.  If you plan to keep the University Sponsored insurance, you must enroll in the plan to receive your insurance card in the mail.  If you have other coverage that is comparable to the University Sponsored Insurance and do not wish to supplement your plan with the University's Plan, you must complete the on-line waiver form to have this charge removed from your bill. To enroll in or waive the insurance, please click on Health Insurance Enrollment/Waiver and follow the instructions.

Part-time students

All other students taking part-time credits are eligible and may enroll in the plan on a voluntary basis.  Eligible dependents of enrolled students may also participate in this plan on a voluntary basis.

For information regarding the insurance coverage provided by United Health Care, please use the following link: www.firststudent.com.  On the top right corner of the firststudent.com homepage, select William Paterson University from the Find Your School drop-down menu.

Continuation of coverage

All insured Persons who have been continuously insured under the University's regular student policy for at least 3 consecutive months and who no longer meet the Eligibility requirements under the policy are eligible to continue their coverage for a period of not more than twelve months under the University's policy in effect.  If an Insured Person is still eligible for continuation at the beginning of the next policy year, the Insured must purchase coverage under the new policy as chosen by the University.  Full payment based on the coverage selected and the number of months chosen must be paid in full at the time of enrollment.  Coverage is effective immediately following the expiration under the previous continuation plan and must be purchased within 31 days after the expiration date of your previous continuation coverage.  If the premium is not received within 31 days, the premium will be refunded.  If you have additional questions and/or to request a form, please contact a customer service representative at First Student at 800-505-4160.